本文目录一览:
- 1、买房验资怎么验
- 2、买房验资是什么意思
- 3、买房验资是什么意思,具体流程是什么?
- 4、买房验资是怎么验的
买房验资怎么验
一、买房验资流程
1、户籍确认:确认是本地户籍还是外地;
2、购房资格确认:确认个人征信情况购房数量,受限购令影响;
3、合法资金收入确认:对经济能力的基本审核;
4、审核无误,取卡排号;
5、凭号选房或摇号。

二、买房验资需要准备哪些材料
1、购房人的购房证明;(购房证明上的名字必须与签署合同的购房人姓名保持一致,认购后一般不得更名、减名,包括直系亲属;购房证明有效期180天)
2、身份证;
3、征信报告;(贷款按揭买房需要去银行网点开好征信报告,全款买房无需提供)
4、指定银行定活两便存单;

买房验资是什么意思
就是买房人把资金存入指定银行以后,把存款凭证交给房产开发商验证或者把复印件留在房产公司,这时可以得到一个选房的号码,房产正式开盘以后直接拿号选房就可以。买房验资说简单点就是房产开发商对买房者经济能力的检验,让买房者出具一定的资金证明,然后才能在开发商处取卡排号,取得购房资格,才能在房子开盘时凭号选房。
买房验资是什么意思,具体流程是什么?
看房验资就是开发商对买房人经济能力的查验,让购房者出具相关的资金证明,接着才能在开发商处取卡排号。因为只有获得了购房资格,才能在楼盘开盘时凭号选房。
验资其实是正常的流程,是开发商为了节省精力寻求实力客户的一个初级筛查手段,目前需要验资的楼盘多数是高端项目,如推售别墅、复式的项目;或是对资金回笼要求较高的房企旗下的项目,包括刚需楼盘。
介绍:
客户不愿意验资是因为要提供银行存款,因为,购房者在看房时先需要提供银行存款,额度越高越好,如果开发商有要求要提供多少资产,那么就必须要提供所要求的额度。在验资的同时也会查验购房者是否具有购房资格。
在提供资产信息且核实购房资格后,然后由开发商带着购房者去看沙盘,介绍楼盘信息。接着在去看样板房,这个时候会具体看房屋户型的情况。在购房者了解房屋信息之后,如果确定要买的话,则会先签预购信息,以及交纳一定的买房定金。
买房验资是怎么验的
买房验资一般有以下几种方式:
比如到公司去开收入证明,证明个人有购房能力;
或者到银行去打印存款证明以及近期的流水单;
有些开放商会要求业主直接将钱打入开发商的账户中,为了减少购房风险,建议更好不要这么做。
买房验资的主要作用是审查购房者是否有买房的能力,属于正常的购房流程。最早这个流程只针对于个别豪宅,这样就可以用最快的速度筛选出有购房能力的人,从而精准的锁定客户。但随着现在购房的人越来越多,所以现在大多开发商都会进行买房验资。
别墅大师为你提供当地建房政策,建房图纸,别墅设计图纸;
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